The debate over the need for insurance will not be resolved in a single article. However, it is important to highlight the usefulness and necessity of insurance business in the United States. Why do you need insurance is because people can make mistakes and the cost of being uninsured can paralyze a savings account.
People are not perfect and accidents will happen. If people were robots operating in a precise mechanical design, the insurance would not be necessarymachines, because unlike humans do not make mistakes because of free will or motion. However, because people make mistakes, the insurance company will always be big business.
The price of not having insurance will want someone who has done the hard times to come. Whether it is auto, home, disability, or general health insurance, the cost of repairs or medical expenses tend to be more than anyone has in their bank accounts. The possession of the collateral, the people are assureda security blanket for mechanical and medical savings speculation.
Another aspect is that the insurance industry, especially in tough economic times, offering a large number of people with jobs. Insurance companies come in many sizes and use a good chunk of the workforce due to the diversity of the field. Reduce insurance rates mean higher unemployment, something that our country can not afford.
The real story about why we need insurance is a question thatmust be examined from all sides and also from a perspective outside the box. Insurance companies provide a defense against human fallibility, to protect citizens from greedy businessmen and doctors, and provide many people with jobs. Eliminating insurance now could mean the ruin of our country and any logical person will take seriously this idea.
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